fbpx

Retirement Planning

A True Wealth Approach To Your Retirement

Our True Wealth Process helps put you on the path to financial freedom. Based on what's important to you and your family, we recommend strategies to move you from where you are to where you want to be.

"Decide what's most important to your family and build a strategic plan to achieve true wealth."

John Creekmur, CFP®
Creekmur Wealth Advisors
ChangingStory

The Changing Story of Retirement

Each person’s retirement situation is unique with his or her own story to tell. Learn how to write the first chapter of your retirement story by downloading our free guide today.

Getting Started

box-6

On this page, you'll find a number of resources geared toward building True Wealth — from our free guides, to our True Wealth Radio program, to our curated blog posts. All of these are designed to help you understand your unique needs to work toward your goals.

The 5 Chapters of Retirement

The journey to and through retirement occurs gradually, like successive chapters in a book. Each chapter has its own things to consider. Before and during your retirement, it is wise to keep in touch with a financial professional who can guide and consult you when questions about income, investments, wealth protection, and wealth transfer arise.

The Chapters of Retirement
Where will retirement money come from?

Where Will Your Retirement Money Come From?

For many people, retirement income may come from a variety of sources. Here’s a quick review of the six main sources.

The Stages of Retirement

Retirement Plans for Every Stage

Very few people fully use all of the financial tools available to them. That is why we would encourage you to consider looking at these underappreciated options for potentially greater retirement savings.

Certain Uncertainties in Retirement

The financial uncertainties we face in retirement may risk reducing our sense of confidence, potentially undermining our outlook during those years. Today, retirees face two overarching uncertainties. While each one can lead even the best-laid strategies awry, it is important to remember that remaining flexible and responsive to changes in the financial landscape may help you meet the challenges posed by uncertainty in the years ahead.

Retirement uncertainties
Retirement concerns overlooked

5 Retirement Concerns Too Often Overlooked

In looking forward to their “second acts,” boomers may overlook a few matters that a thorough retirement strategy needs to address. 

The snowball effect

The Snowball Effect

In the foreseeable future, something terrific is likely to happen with your IRA or your workplace retirement plan account. At some point, its yearly earnings should begin to exceed your yearly contributions.

5 Retirement Planning Missteps to Dodge

5 Retirement Planning Missteps To Dodge

Learn more about the five most common retirement missteps and what you can do to make sure they don't go overlooked. Download our free guide to learn how you can prepare for a more confident retirement.

Learn About Retirement With True Wealth Radio

31

Listen to True Wealth Radio each week as John shares fresh insights on how to build True Wealth and achieve financial freedom. Missed an episode? Find past episodes of “True Wealth with John Creekmur, CFP®” right here!

The Effects of Interest Rates on Retirement

As retirement nears, a traditional strategy for many people has been to move to fixed-income products such as bonds. However, bonds may not provide the value you expect when you cash in. Download our free guide now to learn whether annuities might be appropriate for your retirement income strategy.

Effects-Of-Interest-Rates

From Our Blog

Financially speaking, retirement might differ from your expectations. Just as few weathercasters can accurately predict a month’s worth of temperatures and storms, few retirees find their financial futures playing out as precisely as they assumed.

Do bad money habits constrain your financial progress? Many people fall into the same financial behavior patterns, year after year. If you sometimes succumb to these financial tendencies, now is as good a time as any to alter your behavior.

 

Enjoy a wealth of facts about the federal Old-Age, Survivors, and Disability Insurance (OASDI) program. Social Security has been a pillar of retirement life for several decades, but how much do you really know about it? Here are some facts that might surprise you.

 

We constantly hear how important it is to maintain a healthy lifestyle. That is not always easy, especially in the face of temptation or the easy option of procrastination. For some, the monetary benefits of maintaining a healthy lifestyle may provide an incentive.

How can you create a solid retirement plan? How can you help ensure that your True Wealth is protected? Most people have at least one, if not multiple, 401(k)s, 403(b)s, IRAs, Roth IRAs, and Brokerage accounts. But how many of you are truly leveraging other useful savings tools like HSAs, Roth IRA Conversions, and the Saver’s Credit?

When financial markets have a bad day, week, or month, discomforting headlines and data can swiftly communicate a message to retirees and retirement savers alike: equity investments are risky things, and Wall Street is a risky place.

Creekmur Team

Ready to Talk About Your Retirement?

It’s never too late to take the first step or get a second opinion. If you would like to learn more about Creekmur Wealth Advisors or would like to schedule a no-obligation meeting, please contact us today!